For Accredited Investors
These non-publicly traded investments are designed for individuals, families, and institutions that meet the definition of an accredited investor. Such investments include, but are not limited to, private equity, venture capital, real estate, and private credit. These investments generally have much more limited liquidity than publicly traded investments.
You Have Questions, We’re Here to Answer Them
If you meet any of the following qualifications, you meet the criteria of an accredited investor. This list is not comprehensive but includes the most used qualifications:
- Income-Based: A person who has an annual income exceeding $200,000 (or $300,000 for annual joint income) for the last two years, with the expectation of earning the same or a higher income in the current year. An individual must have earned income above the thresholds, either alone or with a spouse, over the last two years.
- Net Worth Based: A person who has a net worth exceeding $1 million, either individually or jointly with their spouse. This net worth amount cannot include the value of the person’s primary residence.
- License Based: A person who holds certain certificates, designations, or credentials, such as Series 7, Series 65, and Series 82 licenses.
Even if an individual, family, or entity may meet the definition of an accredited investor, it is still best to evaluate one’s situation and goals to see if it’s suitable for the accredited investor.
Private equity investments have typically have a longer holding period based on their illiquid nature, and sometimes the money invested in them isn’t available for subsequent withdrawals. Most private investments do not have periodic withdrawals available.
A Unique Complement to Traditional Investing.
If you’re wondering how alternative investments may benefit your financial plan, you may be in the right spot — get in touch with our team to learn more about private investments.